Buying - PLAN FORWARD. PLAN SMART./DREAMS TO REALITY.
Let me help you every step of the way. When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.
While at your side each step of the way, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.
We are always familiar with the current homes on the market, and we know neighborhood values well, so we can help you determine which properties are fairly-priced and in good condition before you start your search.
Your First Step: Start Your Search
Investing in a home is one of the most important decisions you’ll make. So much more than a roof over your head, your home is where life unfolds and memories are made, while building a financial foundation for your future.
Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must-haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Your needs drive how and when we find your next home. From this day forward, everything we do will be motivated by your goals and how you imagine your life in a new environment. Once we get a thorough understanding of where you see yourself, finding your dream home will move faster and with minimal interruption to your daily life.
Your Next Step: Loan Pre-Qualification
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Tour Homes: We Will Find The Right Homes For You
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here on our website.
We will work together refining your “wants” and “needs” list. This will help us identify what’s most important to you, including both the location and the house itself.
Once we narrow your list, we’ll plan an itinerary together.
Make an Offer: We Will Help You Every Step of The Way
After you’ve found the one, we’ll evaluate the market and draft a well-thought-out offer that also protects your interests.
We will be by your side at every step to help you navigate the complexities of a real estate contract.
We will communicate with your lender to make sure that there are no delays in financing approval or any appraisal issue, address any home inspection problems if any and send all pertinent documents to your lawyer to close on the transaction.
Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.
There’s no need to feel jittery before your closing as we will have you fully prepared for the day.
We offer an Exclusive Concierge Service, MOVE SNAP, to our clients when they buy or sell a home from us. It is an easy-to-use digital platform that helps you to organize many of the critical aspects of the moving process - from renewing a driver's licence to finding a reliable mover or registering your kids in the new school district.
We will meet with your lawyer to sign documents before closing. Your lawyer will carefully take you through the closing process from transferring funds to obtaining keys to your new home.